What is Tap to Pay?
Customers can tap their card, Apple Pay, Google Pay or other digital wallet straight onto your phone, and the payment will go through securely using NFC technology — the same tech behind most contactless terminals. It’s fast, convenient and doesn’t require any additional hardware.
Xero users in the UK with a Stripe account can now take contactless payments using just their phone, whether that’s an iPhone or a compatible Android device. As long as you have the latest version of the Xero Accounting app and the correct software on your device, you’re good to go.
What are the benefits of Tap to Pay for businesses?
1. Get paid faster
Whether you’re out on a job, at an event, or meeting a client, being able to take payment there and then helps improve cash flow and reduces time chasing invoices.
2. No card machine required
No need for extra terminals or card readers. Everything works through your smartphone, making it a simple, portable solution.
3. Keep customers happy
Xero’s research shows that 37% of customers are frustrated when their preferred payment option isn’t available — and 25% might go elsewhere. Tap to Pay gives your clients the convenience they expect.
4. Secure and private
Transactions are encrypted and handled securely on your phone. Neither Xero nor your phone stores sensitive card data, so you and your customers can have peace of mind..
Xero Tap to Pay now works with iPhone and Android
If you're using an iPhone XS or later, you can get started using Apple’s built-in NFC technology through the Xero Accounting iOS app.
If you’re on Android, you can now do the same via the Xero Accounting Android app, as long as your device supports Google Play services and has NFC enabled. You’ll need to make sure you’re running a compatible version of Android and have linked your Stripe account.
The experience is almost identical across both platforms, which means your business can accept payments from more people, more easily, regardless of what phone you’re using.
For more details on Android setup, see Xero’s guide here.
LWA can help you with expert cloud accounting tools
At LWA, we’re proud to be a Xero Gold Champion Partner and can support you with getting the most out of the software. Whether you're just starting out or looking to improve your processes, we can show you how tools like Tap to Pay can fit into your day-to-day operations on iPhone or Android.
If you’d like help with setup or want to talk through how it could work in your business, feel free to get in touch with the team. We’re always happy to help.
You can call us on 0161 905 1801 in our Manchester office or call 01925 830 830 for our Warrington team, or send us an email to mail@lwaltd.com with ‘Xero Tap to Pay’ in the subject field.